| Savings Rates – Effective Tuesday, November 1, 2011 | ||||
|---|---|---|---|---|
| Account Type | APY | Minimum Deposit |
Minimum Balance |
|
| REGULAR SHARES | 1.000% | $10.00 | $10.00 | |
| SUB SHARES | 1.000% | $0.00 | $0.00 | |
| CHRISTMAS CLUB | 0.750% | $0.00 | $0.00 | |
| SHARE DRAFT | 0.250% | $0.00 | $0.00 | |
*Fees may reduce earnings on accounts
| Loan Rates – Effective Thursday, February 23, 2012 | ||
|---|---|---|
| Loan Type | Rates as low as | Terms/Information |
| SHARE SECURED LOAN | 2.990% | RATE BASED ON AMOUNT AND TERM. SHARES STILL EARN DIVIDEND. |
| UNSECURED CLOSED END LOAN | 11.000% | RATES FROM 11.000% to 18.000% |
| CLOSED END LOAN WITH COSIGNER | 11.000% | RATES FROM 11.000% to 18.000% |
| REVOLVING LINE OF CREDIT | 11.000% | RATES FROM 11.000% to 18.000% |
| NEW/USED VEHICLE UP TO 60 MOS | 3.990% | NEW RATES FOR 2010 to 2012 VEHICLES FROM 3.990% to 14.990% |
| NEW/USED VEHICLES-61 to 72 MOS | 4.750% | NEW RATES ON 10 & 11 VEHICLES $20K+; FROM 4.750% to 15.750% |
| NEW/USED VEHICLE-73 TO 84 MOS | 5.250% | NEW RATES FOR 10 & 11 VEHICLES; $35K+;FROM 5.250% to 16.250% |
| USED VEHICLE; 2005 to 2009 | 3.990% | UP TO 60 MONTHS; FROM 3.990% to 14.990% |
| USED VEHICLE; 2002 TO 2004 | 6.000% | UP TO 36 MONTHS; FROM 6.000% to 17.000% |
| USED VEHICLE; 2001 & OLDER | 7.000% | UP TO 36 MONTHS; FROM 7.000% to 18.000% |
| NEW M0TORCYCLE/ATV/SN0WMOBILE | 5.500% | 2010 to 2012; UP TO 60 MOS; FROM 5.500% to 16.500% |
| NEW M0T0RCYCLE/ATV/SNOWNMOBILE | 6.000% | 2010 to 2012; 61 TO 84 MOS; $15,000+; FROM 6.000% TO 17.000% |
| USED MOTORCYCLE/ATV/SNWMOBLE | 6.250% | 2002 TO 2009; UP TO 60 MOS; FROM 6.250% TO 17.250% |
| USED MOTORCYCLE/ATV/SNOWMOBILE | 6.500% | 2002 TO 2009; 61 TO 72 MOS; FROM 6.500% to 17.500% |
| USED MOTORCYCL/ATV/SNOWMOBILE | 7.000% | 2002 TO 2009;73 TO 84 MOS; $10K+; FROM 7.000% TO 18.000%; |
| USED MOTORCYCLE/ATV/SNOWMOBILE | 7.000% | 2001 & OLDER; UP TO 48 MOS; FROM 7.000% TO 18.000% |
| NEW/USED BOAT | 4.500% | 2008 TO 2012; UP TO 60 MONTHS; FROM 4.500% TO 15.500% |
| NEW/USED BOAT | 6.000% | 2008 TO 2012; 61 TO 120 MONTHS; $20K+:FROM 6.000% To 17.000% |
| NEW/USED BOAT | 7.000% | 2008 TO 2012:121 TO 180 MONTHS: $30K+;FROM 7.000% TO 18.000% |
| NEW/USED BOAT | 7.250% | 2008 TO 2012;181 TO 240 MONTHS; $50K+;FROM 7.250% TO 18.250% |
| USED BOAT | 7.000% | 2007 & OLDER; UP TO 60 MONTHS; From 7.000% TO 18.000% |
| USED BOAT | 8.000% | 2007 & OLDER; 61 TO 120 MONTHS; $20K+;FROM 8.000% to 19.000% |
| USED BOAT | 8.500% | 2007 & OLDER;121 to 180 MONTHS;$30K+; FROM 8.500% TO 19.500% |
| MISC WATERCRAFt – JETSKI | 5.500% | 2010 to 2012;UP TO 60 MOS;FROM 5.500% TO 16.500%; |
| NEW RV/CAMPER/MOTORHOME | 5.250% | 2010 TO 2012; UP TO 84 MONTHS; FROM 5.250% to 16.250% |
| NEW RV/CAMPER/MOTOTHOME | 5.750% | 2010 TO 2012; 85 TO 120 MOS; $25K+; FROM 5.750% TO 16.750% |
| USED RV/CAMPER/MOTORHOME | 5.000% | 2009 & OLDER; UP TO 60 MONTHS; FROM 5.000% to 16.000% |
| USED RV/CAMPER/MOTORHOME | 5.750% | 2009 & OLDER; 61 TO 84 MONTHS; $15K+; From 5.750% to 16.750% |
| USED RV/CAMPER/MOTORHOME | 6.250% | 2009 & OLDER; 85 TO 120 MOS; $20K+; FROM 6.250% TO 17.250% |
*Annual Percentage Rate, (APR), is based on credit score and credit history and is subject to approval.
VISA Rates
Download the Full VISA Application with details, disclosures, balance transfer worksheet, and more!
Note: Please fax a copy of your proof of income to 313-262-0155 when you apply.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
