| Savings Rates – Effective Sunday, April 1, 2012 | ||||
|---|---|---|---|---|
| Account Type | APY | Minimum Deposit |
Minimum Balance |
|
| REGULAR SHARES | 0.900% | $10.00 | $10.00 | |
| SUB SHARES | 0.900% | $0.00 | $0.00 | |
| CHRISTMAS CLUB | 0.750% | $0.00 | $0.00 | |
| SHARE DRAFT | 0.200% | $0.00 | $0.00 | |
*Fees may reduce earnings on accounts
| Loan Rates – Effective Saturday, May 19, 2012 | ||
|---|---|---|
| Loan Type | Rates as low as | Terms/Information |
| SHARE SECURED LOAN | 3.250% | TO 60 MOS=3.250%; 61-72 MOS=4.250%*$20K+*73-84 MOS=5.250% |
| UNSECURED CLOSED END LOAN | 9.250% | RATES FROM 9.250% TO 19.25% BASED ON CREDIT SCORE & HISTORY |
| REVOLVING LINE OF CREDIT | 9.900% | RATES FROM 9.900% TO 14.900%:BASED ON CREDIT SCORE & HISTORY |
| NEW/USED VEHICLE UP TO 60 MOS | 3.250% | NEW RATES FOR 2011 & 2012 VEHICLES FROM 3.250% to 16.500% |
| NEW/USED VEHICLES-61 to 72 MOS | 4.250% | NEW RATES ON 11 & 12 VEHICLES $30K+; FROM 4.250% TO 17.500% |
| NEW/USED VEHICLE-73 TO 84 MOS | 5.250% | NEW RATES FOR 11 & 12 VEHICLES; $30K+;FROM 5.250% to 18.500% |
| USED VEHICLE; 2006 to 2010 | 4.250% | UP TO 60 MONTHS; FROM 4.2500% to 17.500% |
| USED VEHICLE; 2006 TO 2010 | 5.250% | 61 TO 72 MONTHS; $20,000+;RATES FROM 5.250% to 18.500% |
| USED VEHICLE; 2005 & OLDER | 5.250% | UP TO 60 MONTHS; FROM 5.250% to 18.50% |
| USED VEHICLES | 6.250% | 2005 & OLDER;$20K+; 61 TO 72MOS;RATES FROM 6.250% to 19.500% |
| NEW M0T0RCYCLE/ATV/SNOWMOBILE | 6.750% | 2011 to 2012; UP TO 60 MONTHS;RATES FROM 6.750% TO 18.500% |
| NEW/U MOTORCYCLE/ATV/SNWMOBLE | 7.750% | 2011 AND 2012;61 TO 72 MOS;FROM 7.750% TO 15.500%;15K+/$10K+ |
| USED MOTORCYCLE/ATV/SNOWMOBILE | 7.750% | 2006 TO 2010;UP TO 60 MOS;RATES FROM 7.750% to 19.500% |
| USED MOTORCYCL/ATV/SNOWMOBILE | 8.750% | 2006 TO 2010;61 TO 72 MOS;FROM 8.750% TO 16.500%;$15K+/$10K+ |
| USED MOTORCYCLE/ATV/SNOWMOBILE | 8.750% | 2005 & OLDER; UP TO 60 MOS; FROM 8.750 TO 20.500% |
| USED MOTORCYCLE/ATV/SNOWMOBILE | 9.750% | 2005 & OLDER; 61 TO 72 MONTHS;9.750% TO 17.500%;$15K+/$10K+ |
| NEW/USED BOAT | 5.500% | 2011 & 2012;UP TO 60 MONTHS;RATES FROM 5.500% TO 18.250% |
| NEW/USED BOAT | 5.750% | 2011 AND 2012;61 TO 120 MONTHS;$20K+;FROM 5.750% TO 17.500% |
| NEW/USED BOAT | 6.250% | 2011 AND2012;121 TO 180 MONTHS;$30K+;FROM 6.250% TO 14.000% |
| USED BOAT | 6.500% | 2006 TO 2010; UP TO 60 MONTHS; FROM 6.500% TO 18.250% |
| USED BOAT | 6.750% | 2006 TO 2010; 61 TO 120 MONTHS; $20K+;FROM 6.750% TO 18.50% |
| USED BOAT | 7.250% | 2006 TO 2010;121 to 180 MONTHS;$30K+; FROM 8.250% TO 15.000% |
| USED BOATS | 7.500% | 2005 AND OLDER;UP TO 60 MONTHS;RATES FROM 7.500% To 19.250% |
| USED BOAT | 7.750% | 2005 & OLDER;$20,000+;61 TO 120 MOS;FROM 7.750% TO 19.500% |
| USED BOAT | 8.250% | 2005 & OLDER;$30,00+;121 TO 180 MOS;FROM 8.250% TO 16.000% |
| MISC WATERCRAFT – JETSKI | 6.750% | 2011 AND 2012;UP TO 60 MOS;FROM 6.750 TO 18.500% |
| NEW/USED/MISC WTERCRAFT-JETSKI | 7.750% | 2011 AND 2012;$10,000+;61 TO 72 MOS;FROM 7.750% to 15.500% |
| USED MISC WATERCRAFT-JETSKI | 7.750% | 2006 TO 2010; UP TO 60 MONTHS; RATES FROM 7.750% TO 19.500% |
| USED MISC.WATERCRAFT-JETSKI | 8.750% | 2006 TO 2010:$10,000+;61 TO 72 MONTHS;8.750% TO 16.500% |
| USED MISC.WATERCRAFT-JETSKI | 8.750% | 2005 AND OLDER; UP TO 60 MONTHS;RATE FROM 8.750% TO 20.500% |
| USED JETSKI | 9.750% | 2005 & OLDER;61 TO 72 MOS;$10K+;RATES FROM 9.750% TO 17.500% |
| NEW/USED MOTORHOME/CAMPER/RV | 5.750% | 2011 & 2012; ; UP TO 60 MONTHS; RATES FROM 5.750% TO 17.500% |
| NEW/USED MOTORHOME/CAMPER/RV | 6.750% | 2011 & 2012;$30K+; 61 TO 72 MONTHS;FROM 6.7500% to 18.500% |
| NEW/USED MOTORHOME/CAMPER/RV | 7.500% | 2011 & 2012; 73 TO 120 MONTHS;$30K+; FROM 7.500% to 14.00% |
| USED MOTORHOME/CAMPER/RV | 6.750% | 2006 TO 2010; UP TO 60 MONTHS;RATES FROM 6.750% to 18.500% |
| USED MOTORHOME/CAMPER/RV | 7.750% | 2006 TO 2010; 61 to 72 MOS; $20K+; FROM 7.750% TO 19.500% |
| USED MOTORHOME/CAMPER/RV | 8.500% | 2006 to 2010;73 to 120 MOS;$30K+ FROM 8.500% to 15.000% |
| USED RV/CAMPER/MOTORHOME | 7.750% | 2005 & OLDER; UP TO 60 MONTHS;From 7.750% to 19.500% |
| USED MOTORHOME/CAMPER/RV | 8.750% | 2005 & OLDER; 61-72 MOS; $20K+; FROM 8.750% TO 20.500% |
| USED RV/CAMPER/MOTORHOME | 9.500% | 2005 & OLDER; 73 to 120 MOS; $30K+; FROM 9.50% to 20.50% |
*Annual Percentage Rate, (APR), is based on credit score and credit history and is subject to approval.
VISA Rates
Download the Full VISA Application with details, disclosures, balance transfer worksheet, and more!
Note: Please fax a copy of your proof of income to 313-262-0155 when you apply.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
