Credit Union Business Services
As a member with a business account, you benefit from a variety of credit union business services to assist you as you grow your businesses, including:
Remote Deposit Capture (RDC)
Snap a photo of a check with your smartphone or tablet and save yourself a trip to the credit union. Criteria for this service includes:
- Must be a member for 90 days
- Minimum credit score of 630 for business owner
- All accounts owned by the authorized signature must be in good standing
Limits for RDC
- $7,500 per item
- $10,000 per day
- 10 items per day
- $40,000 per rolling 30 calendar days
DMCU Biz Watch for ACH
ACH protection service that allows DMCU business account members to monitor and control unauthorized ACH debits. Biz Watch for ACH* provides business member with the enhance oversight of ACH debits submitted to their operating accounts!
Configuration Methods
Business members can select one of the following configuration methods for their ACH debits:
- Block all ACH debits
- Block only debits over a certain dollar amount
- Allow debits (any amount) only if on a list of approved ACH company IDs
More Perks
- Receive email notifications prompting review of ACH debit items.
- Utilize Biz Link 24/7 to approve/deny ACH debit items, and update ACH configurations as needed.
- Enrollment/unerollment is performed directly with a DCMU team member.
*All accounts subject to approval. Federally insured by the NCUA. A $25 monthly service fee will be debited from business member's account suffix of choice.
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