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Credit Union Loans

Auto
Boat, Leisure, Recreational Vehicle
Home Loans
Personal
Visa Credit
Student
Debt Consolidation
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Standard Auto Loan

Got a monthly payment in mind?

When you’re ready for a new ride, DMCU can make it happen. Our standard car loans are your budget’s best friend. You can count on that. Our experienced staff will get you into a great car with a monthly payment that fits your budget.

Turn all that window shopping into reality today. Call 313.568.5000, come in, or click to apply!

Apply Now

Auto Loan Special - As low as $268 per month on a $15,000 loan when you finance with DMCU.*

*Advertised payment is based on model year 2014 and newer vehicles and a loan term of 60 months at a rate of 2.69% Annual Percentage Rate. Rates and terms may vary depending on credit qualifications, direct deposit, and auto pay from a DMCU Checking or Savings account. Rates and terms are subject to change without notice. Monthly payment example per $1,000.00 borrowed for 60 monthly payments is $17.83.

Flex Auto Loans

We can Flex that.

With Flex Auto Loans, we can get your monthly payment low. Like real low. Refinance, sell, trade or just walk away when the term ends. Get a Flex Loan today. No limbo stick required. Just take our Flex Loan calculator for a spin and discover how low you can go.

Check out the benefits of a Flex Loan below:

  • Lower monthly payments versus standard auto loans
  • Most 2013 vehicles models or new are eligible. Pick your vehicle from a private seller or dealership of your choice
  • Choose from a variety of yearly mileage options with a small surcharge per mile thereafter
  • At the end of the loan term, you can:
    • Finance the remaining balance
    • Sell the vehicle & keep the profits
    • Trade the vehicle for a new one
    • Walk away, no strings attached

Sounds like a good deal? Call 313.568.5000, come in, or click to apply!

Calculate Your Payment Now!

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Boat, Leisure, and Recreational Vehicles

Hit the waves or the road with the perfect loan.

From s’mores filled camping trips to charting a course on the sea, financing your boat or RV through DMCU is the right move. If you’ve already got the means to get out there and explore, score some extra cash by refinancing your vehicle. Give our Credit Union Specialists a buzz and they’ll get you on the trail to travelling in no time.

Travel like you mean it. Call 313.568.5000, come in, or click to apply!

Apply Now

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Home Loans

Prime property you can afford.

If you’re mulling over a new mortgage, you’re in luck. We’ve teamed up with Member First Mortgage to offer rates that’ll make the home you’re eying a reality. You’ll be fussing over what color to paint your new living room in no time with this mortgage program. See the types of loans offered below:

  • Adjustable Rate Mortgages
  • Construction Loans
  • Traditional Fixed Rate Mortgages
  • FHA loans

More information about this program can be found here. If you’re ready to get started, call Member First Mortgage at 866.898.1818, visit your nearest DMCU location, or Apply online now!

Apply Now

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Personal Loans

Loans for everything life throws at you.

Upgrades, repairs, and everything in between. When reality comes knocking, DMCU is always on the scene. With a personal loan from us, you can hole-up in your new man-cave or keep cool when your A/C goes crazy.

Save hundreds compared to high-interest, in-store financing. Your interest rate can be as low as 8.99% APR* with a personal loan from DMCU. No need to worry about introductory collateral or surprise hikes in your rate as it is fixed, just like your monthly payment.

When inspiration for an upgrade appears or unseen disasters strike, call DMCU first.

Apply Now

*APR = Annual Percentage Rate. Advertised rate is the lowest rate available. Rates and terms may vary depending on credit qualifications, direct deposit and auto pay from a DMCU checking or savings account. Rates and terms are subject to change without notice. Monthly payment example per $1,000.00 borrowed at 8.99% APR for 12 monthly payments is $87.45.

Revolving Line of Credit

We’ll bail you out of bad times.

Sometimes you need money and there’s no time to wait. That’s where your Revolving Line of Credit (LOC) comes in. Get access to funds in a jiffy without filling out loan paperwork. It’s not quite Who Wants to be a Millionaire, but we’ll gladly be the friend you can phone. You’ll have a pre-approved credit limit for withdrawal that allows for advances at any of our branch locations. Be sure to link your credit line with your checking account for overdraft protection as well.

You can enjoy rates as a low as 10.99% APR* if you act now!

To get started, call 313.568.5000, apply online, or visit your nearest DMCU location today.

*APR = Annual Percentage Rate. Offer subject to per-established credit criteria. Rates and terms may vary depending on credit qualifications, direct deposit, and auto pay from a DMCU Checking or Savings account. Limited-time offer and subject to change without notice.

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Visa Credit Card

Rewarding you for being you.

Credit cards from DMCU come with our neighborly advantage. That means you get a low-interest and trusted credit card chock full of benefits. Ditch the annual fees, feel at ease with auto rental & Travel Accident Insurance (up to $500,000), fraud monitoring and more. Explore our card options below:

  • DMCU Visa Credit Card

This DMCU Visa Credit Card is your bread and butter if you’re looking for a standard yet awesome credit card to bolster your finances. Enjoy Reward Points for every purchase and redeem them at scorecardrewards.com and experience true peace of mind with zero liability for unauthorized transactions. Want to check on your account? Skip the ATM and hop online to manage your card anytime from ItsMe247 online banking.

  • DMCU Share Secured Visa Credit Card

Whether this is your first rodeo with credit or you’re looking to get back on the horse, the DMCU Share Secured Visa Credit Card will start you off right. You’ll get everything the DMCU Visa Credit Card offers, but your credit limit is based on a security interest deposit* rather than your credit score. This allows you to your build or repair your credit with ease.

Click here for more details on the Share Secured Visa Credit Card

Make your money work for you. Enroll today by calling 313.568.5000, coming into our four locations, or filling out the application right now – Download the Full VISA Application.

*Security Interest: Prior to obtaining a Share Secured Visa® Credit Card Account, you must open and maintain a separate non-demand deposit account (the “Deposit”) with us. The amount of the required Deposit will be the requested credit limit, (minimum of $300, maximum of $3000), PLUS twice the amount of the minimum required payment that would be required if the full credit limit for the account had been utilized. For example: a credit limit of $500 requires a $540 Deposit ($500 plus $20 minimum monthly payment X 2=$40). Dividends will not be paid on the Deposit, but it is insured by the National Credit Union Administration, (NCUA), a U.S. Government Agency, to the extent permitted by law. You may add funds to the Deposit Account only with our approval.

Apply Now

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Student Loans

Invest in your future without freaking out

Make the smart choice with The Smart Option Student Loan® for DMCU by Sallie Mae® today. Fund the next step in your career with great repayment options and interest rates that are no-brainers. This program’s interest rates are perfect for borrowers or co-signers with good credit. Use this loan to supplement your scholarships and federal loans while enjoying these benefits:

  • Many repayment options with competitive fixed and variable interest rates
  • No origination fee and no prepayment penalty
  • Benefits and interest rate reductions are available
  • 100% US-based Student Loan Specialists

Get the best tools for your future.

Get started here

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Debt Consolidation

We won’t let you drown in debt

Take hold of our rope and pull yourself out of debt for good. In partnership with GreenPath Debt Solutions, a non-profit, we’ll make sure you have plenty of floaties to backstroke to those debt-free shores.

*APR = Annual Percentage Rate. Advertised rate is the lowest rate available. Rates and terms may vary depending on credit qualifications, direct deposit and auto pay from a DMCU checking or savings account. Rates and terms are subject to change without notice. Monthly payment example per $1,000.00 borrowed at 8.99% APR for 12 monthly payments is $87.45.

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Credit Unions Loans

Looking for a loan? Well, look no further.

We hear you loud and clear neighbor. Just fill out an online loan application and fax your proof of income to 313.262.0155. Online applications are subject to credit approval by a DMCU loan officer. We’ll get back to you within 24 to 48 hours.

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