Certificates of Deposit-Regular & IRA
Looking for a no-risk investment for your savings? Check our rates and terms on a Certificate of Deposit. Available in 6, 12, 24, 25, 36, and 60 month terms, with a minimum deposit of only $200 gets you a great rate and a guaranteed return on your investment. CDs are easy, secure, and net a higher return when you invest for a longer term. Our CDs are insured up to $250,000 for added security.
To open your Certificate of Deposit, call us at (313) 568-5000.
Effective Date: May 12, 2023
| Term | APY* | Minimum Balance |
|---|---|---|
| 6 Months | 4.00% | $200.00 |
| 12 Months | 4.25% | $200.00 |
| 12 Months Save to Win | 3.00% | $25.00 |
| 24 Months | 4.50% | $200.00 |
| 25 Month Special*** | 4.75% | $1,000.00 |
| 36 Months | 4.50% | $200.00 |
| 60 Months | 4.50% | $200.00 |
*APY = Annual Percentage Yield. There will be a penalty for early withdrawal.
*** CD specials only will require a minimum deposit of $1,000, and there will be a 6-month interest penalty for early withdrawal.
Important Information:
25-month CD special renews at 24-month CD rate
Jumbo CD & IRA over $100,000.00 add 0.05% to all terms – minimum balance $100,000.00
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