Certificates of Deposit-Regular & IRA
Looking for a no-risk investment for your savings? Check our rates and terms on a Certificate of Deposit. Available in 6, 10, 12, 14, 24, 36, and 60 month terms, with a minimum deposit of only $200 gets you a great rate and a guaranteed return on your investment. CDs are easy, secure, and net a higher return when you invest for a longer term. Our CDs are insured up to $250,000 for added security.
To open your Certificate of Deposit, call us at 313.568.5000.
Effective Date: November 7, 2023
| Term | APR* | APY* | Minimum Balance |
|---|---|---|---|
| 6 Month Special** | 5.04% | 5.10% | $200.00 |
| 10 Month Special** | 5.24% | 5.35% | $200.00 |
| 12 Months | 3.45% | 3.50% | $200.00 |
| 12 Months Save to Win | 2.97% | 3.00% | $25.00 |
| 14 Month Special** | 5.34% | 5.45% | $200.00 |
| 24 Months | 2.62% | 2.65% | $200.00 |
| 36 Months | 2.72% | 2.75% | $200.00 |
| 60 Months | 2.97% | 3.00% | $200.00 |
*APY = Annual Percentage Yield. There will be a penalty for early withdrawal.
*APR = Annual Percentage Rate.
** One Special CD per member. Maximum deposit per CD account type is $500,000. Early withdrawal penalties will apply. Limited Time Offer. Offer may end at any time. Member NCUA.
Important Information:
Jumbo CD & IRA over $100,000.00 add 0.05% to all terms – minimum balance $100,000.00.
- 6 Month CD Special Renews at the 6 Month CD Rate
- 10 Month CD Special Renews at the 12 Month CD Rate
- 14 Month CD Special Renews at the 12 Month CD Rate
Join the neighborhood today!
Come on over and share the wealth with thousands of other members through rewards, low rates, and making financing a breeze.