DMCU has the best Loan Rates and Terms around!

Make sure you come to DMCU when you need a loan! Besides having great rates, we also have a friendly staff of Loan Officers that are ready to help you get your loan easy and fast!

Whatever your lending needs, we are ready to provide the products and services you want. Don’t delay! Call, click, or stop by today. We are ready to help you fulfill your dreams!

Auto
Boats
Recreational Vehicles
Motorhomes & Travel Trailers
Unsecured Closed End
Member First Mortgage
Dividend
Share Secure
Revolving

Auto Loans

Think of DMCU first when you want to purchase or refinance your new or used vehicle. Receive up to 2% off your vehicle rate or $200 cash back when you refinance a vehicle with DMCU!

We have the rates and terms to fit any budget! Call, click, or stop by today to apply.

Effective Date: February 22, 2017

Model YearAPR as low as* Term / Minimum Balance
2013 or newer1.99%Up to 60 months
2013 or newer1.99%Up to 72 months / $20,000
2013 or newer2.99%Up to 84 months / $30,000
2012 and older3.99%Up to 60 months
2012 and older3.99%Up to 72 months / $20,000
*APR = Annual Percentage Rate. Advertised rate is the lowest rate available. Qualifying rate based on model year 2013 and newer vehicles and a loan term of 72 months. Rates and terms may vary depending on credit qualifications, direct deposit and auto pay from a DMCU checking or savings account. Rates and terms are subject to change without notice. Monthly payment example per $1,000.00 borrowed at 1.99% APR for 72 monthly payments is $14.97. The minimum loan amount for 72 months is $20,000.00.

calculatorCalculate Your Auto Loan

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

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Boats

Need to add a little fun and adventure to your life? We have the rates and terms for any budget!

Effective Date: February 22, 2017

Model YearAPR as low as*Term / Minimum Balance
2013 or newer5.24%Up to 120 months
2013 or newer5.49%Up to 179 months
2013 or newer5.49%Up to 239 months / $50,000 240 months / $90,000
2012 or older7.24%Up to 120 months
2012 or older7.49%Up to 179 months

*APR = Annual Percentage Rate. Advertised rate is the lowest rate available. Rates and terms may vary depending on credit qualifications, direct deposit and auto pay from a DMCU checking or savings account. Rates and terms are subject to change without notice. Monthly payment example per $1,000.00 borrowed at 5.24% APR for 120 monthly payments is $10.72.

calculatorCalculate Your Boat Loan

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

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Recreational Vehicles

Effective Date: February 22, 2017

Account TypeModel Year / APR as low as*Term / Minimum Balance
Motorcycles2013 or newer / 5.24%Up to 60 months
Motorcycles2013 or newer / 5.49%Up to 72 months / $15,000
Motorcycles2012 and older / 7.24%Up to 60 months
Motorcycles2012 and older / 7.49%Up to 72 months / $15,000
Jet Ski - ATV - Snowmobiles2013 or newer / 5.24%Up to 60 months
Jet Ski - ATV - Snowmobiles2013 or newer / 5.49%Up to 72 months / $10,000
Jet Ski - ATV - Snowmobiles2012 and older / 7.24%Up to 60 months
Jet Ski - ATV - Snowmobiles2012 and older / 7.49%Up to 72 months / $10,000

*APR = Annual Percentage Rate. Advertised rate is the lowest rate available. Qualifying rate based on model year 2013 and newer vehicles and a loan term of 60 months. Rates and terms may vary depending on credit qualifications, direct deposit and auto pay from a DMCU checking or savings account. Rates and terms are subject to change without notice. Monthly payment example per $1,000.00 borrowed at 5.24% APR for 60 monthly payments is $18.98.

calculatorCalculate Your Recreational Vehicle Loan

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

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Motor Homes & Travel Trailers

Effective Date: February 22, 2017

Term2013 or newer2012 and older
Up to 60 months4.99%6.99%
Up to 120 months4.99%6.99%
Up to 180 months4.99% - ($50,000 Minimum Balance)6.99% - ($50,000 Minimum Balance)
Up to 240 months4.99% - ($90,000 Minimum Balance)6.99% - ($90,000 Minimum Balance)

*APR = Annual Percentage Rate. Advertised rate is the lowest rate available. Qualifying rate based on model year 2013 and newer vehicles and a loan term of 60 months. Rates and terms may vary depending on credit qualifications, direct deposit and auto pay from a DMCU checking or savings account. Rates and terms are subject to change without notice. Monthly payment example per $1,000.00 borrowed at 4.99% APR for 60 monthly payments is $18.87. 

calculatorCalculate Your Motor Home Loan

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

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Share Secured

Effective Date: February 22, 2017

APR as low as*Term / Minimum BalanceMaximum Term
2.99%Up to 60 months60 months
2.99%61 to 84 months / $20,00072 months
*Advertised rate is the lowest rate available. Rates and terms may vary depending on credit qualifications and auto pay from a DMCU checking or savings account.

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Unsecured Closed End

Effective Date: February 22, 2017

APR as low as*Maximum TermMinimum Balance
8.99%up to 36 months**$5,000

*APR = Annual Percentage Rate. Advertised rate is the lowest rate available. Rates and terms may vary depending on credit qualifications, direct deposit and auto pay from a DMCU checking or savings account. Rates and terms are subject to change without notice. Monthly payment example per $1,000.00 borrowed at 8.99% APR for 12 monthly payments is $87.45.

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Revolving Credit

APR as low as*Maximum Term
10.99%Up to 48 months
*Advertised rate is the lowest rate available. Rates and terms may vary depending on credit qualifications and auto pay from a DMCU checking or savings account.

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Dividend

When you start saving your money with a deposit account at DMCU look at all the great rates that can make your money grow. Just $5 gets you started!

Fee Schedule

Savings Accounts

Effective Date: February 22, 2017

Account TypeDividend Rate / APY** / Dividend PaidMinimum Balance
Savings Shares0.25% / 0.25% / Quarterly$5.00
Sub Savings0.25% / 0.25% / Quarterly$0.00
Christmas Club0.35% / 0.35% / October 31st$0.00
Youth Savings0.25% / 0.25% / Quarterly$5.00
*Minimum deposit of $5.00 to open the account. **APY = Annual Percentage Yield. Fees may reduce earnings on the account.

Checking

Effective Date: February 22, 2017

Account TypeDividend Rate / APY**Minimum Balance
DMCU Checking0.05% / 0.05%$0.00

IRAS

Effective Date: February 22, 2017

Account TypeDividend Rate / APY** / Dividend PaidMinimum Balance
Traditional IRA*0.50% / 0.50% / Quarterly$5.00
Roth IRA0.50% / 0.50% / Quarterly$5.00
Rollover Traditional IRA0.50% / 0.50% / Quarterly$5.00
*Minimum deposit of $5.00 to open the account. **APY = Annual Percentage Yield

 

Regular & IRA Certificates Of Deposit

Effective Date: February 22, 2017

TermAPY*Minimum Balance
6 months0.65%$200.00
12 months1.25%$200.00
24 months1.50%$200.00
36 months1.75%$200.00
60 months2.10%$200.00
*APY = Annual Percentage Yield

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Novi | 248.277.3628

Clawson | 248.435.0950

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Routing Number 272078297 | Copyright Ⓒ 2017 Diversified Members Credit Union

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