Credit Union Business Checking Account
Need a checking account for your business? DMCU has three different credit union business checking account options to meet your financial needs.
Contact us today about how to open a business checking account at (313) 568-5000 or visit one of our branches.
| Basic Business This account is ideal for small and growing businesses | Advantage Business Ideal for mid-sized, established businesses | Premiere Great for larger businesses | |
|---|---|---|---|
| Required minimum balance | $300 | $2,500 | $6,000 |
| Monthly Fee | $5 (waived if required minimum balance is met or combined deposit account balance is $2,000) | $10 (waived if required minimum balance is met or combined deposit account balance is $5,000) | $20 (waived if required minimum balance is met or combined deposit account balance is $10,000) |
| APR Interest Rate | 0.01%* | 0.05%* | 0.05%* |
| Fee transaction items | 100** ($0.30 per item charge after 100 items) | 250** ($0.30 per item charge after 250) | 400** ($0.30 per item charge after 400 items) |
| Refund ATM fees up to | N/A | $25*** | $50*** |
| Other benefits | N/A | N/A | If minimum or aggregate account balances are met, DMCU will waive statement copy fee, cashier's check fee, and money order fee |
*APR=Annual Percentage Rate. **Transaction items=Checks deposited or written, cash deposited and withdrawn and ACH debits and credits. ***ATM rebate refunds from non-DMCU ATMS are deposited monthly. ****Members must manually waive the statement copy fee
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