Credit Union Savings Accounts
For roughly the cost of that large, iced, sugar-free vanilla latte with soy milk you pick up every morning, you could open a DMCU credit union savings account. With just a minimum balance of $5 to open and no monthly maintenance fees, it’s the simple and effective way to save.
Better still, because we’re a non-profit organization, our earnings are distributed among our members as dividends. Did we mention that our dividend rates are typically much higher than those at other financial institutions? That’s just a way to say "thanks" for trusting us with your money.
That’s how you make $5 go a long way.
DMCU CREDIT UNION SAVINGS ACCOUNT RATES
Effective Date: January 1, 2020
| Account Type | Dividend Rate / APY** / Dividend Paid | Minimum Balance |
|---|---|---|
| Vacation Club | 0.30% / 0.30% / Annually | $0.00 |
| Sub Share Savings | 0.15% / 0.15% / Quarterly | $0.00 |
| Savings Shares | 0.15% / 0.15% / Quarterly | $5.00 |
| My Future Savings | 0.35% / 0.35% / Quarterly | $100.00 |
| Christmas Club | 0.30% / 0.30% / November 1 | $0.00 |
Regular & IRA Certificates
Just $200 gets you a great rate and a guaranteed return on your investment. Click here to learn how!
Youth Savings
We offer savings options to help our youngest members learn good habits and financial responsibility early.
Christmas Club
The holidays are always here before we know it. Take the stress out of holiday shopping by setting aside the funds ahead of time.
Save To Win Certificate
Open an account with $25 and you're already entered to win a prize!
Money Market
Not spending your savings? You can earn higher dividends without tying your money up.
Vacation Club
Gotta get away? Start saving for your next adventure now.
Join the neighborhood today!
Come on over and share the wealth with thousands of other members through rewards, low rates, and making financing a breeze.