Because, let's be honest, it rains a lot.

Credit Union Savings Accounts

For roughly the cost of that large, iced, sugar-free vanilla latte with soy milk you pick up every morning, you could open a DMCU credit union savings account. With just a minimum balance of $5 to open and no monthly maintenance fees, it’s the simple and effective way to save.

Better still, because we’re a non-profit organization, our earnings are distributed among our members as dividends. Did we mention that our dividend rates are typically much higher than those at other financial institutions? That’s just a way to say "thanks" for trusting us with your money.

That’s how you make $5 go a long way.


Effective Date: January 1, 2020

Account TypeDividend Rate / APY** / Dividend PaidMinimum Balance
Savings Shares0.20% / 0.20% / Quarterly$5.00
Sub Savings0.20% / 0.20% / Quarterly$0.00
Christmas Club0.35% / 0.35% / October 31st$0.00
My Future Savings0.40% / 0.40% / Quarterly$100.00
Vacation Club0.35% / 0.35% / Quarterly$0.00

Regular & IRA Certificates

Just $200 gets you a great rate and a guaranteed return on your investment. Click here to learn how!

Youth Savings

We offer savings options to help our youngest members learn good habits and financial responsibility early.

Christmas Club

The holidays are always here before we know it. Take the stress out of holiday shopping by setting aside the funds ahead of time.

Save To Win Certificate

Open an account with $25 and you're already entered to win a prize!

Money Market

Not spending your savings? You can earn higher dividends without tying your money up.

Vacation Club

Gotta get away? Start saving for your next adventure now.

Join the neighborhood today!

Come on over and share the wealth with thousands of other members through rewards, low rates, and making finance a breeze.

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