On Monday, September 27, 2021, the lobby at Detroit’s Main Branch will be closed for maintenance repairs. The Detroit Drive Thru along with all other branch locations will remain open.

Even lower payments on auto loans.

Really. We're serious.

Low APR credit union auto loans.

More cash for you.

If you’re in the market for a new vehicle of any kind, there have been few times as good as this one to make your purchase. One key reason for this: The fantastic auto loan rates available today here with us at DMCU.

Our credit union auto loan rate sits at the lowest it’s been this entire year, 1.99% APR – that’s a comprehensive number that covers your entire yearly debt cost, including fees and related expenses. Since your interest rate is so low, you’ll be keeping valuable dollars in your pocket while still obtaining all the value of a new or used vehicle.

Contact our team if you’re looking to learn more about our fantastic auto loans or the experts who will be helping you through the application process.

Let's Talk Payment

Our standard credit union auto loans are excellent for any tight budget. Here are some of the thresholds you can expect to see for various loan amounts:

As low as

$217/mo.

on a $10,000 loan1

As low as

$325/mo.

on a $15,000 loan1

As low as

$433/mo.

on a $20,000 loan1

We also have a handy tool that helps you calculate your expected payment based on the loan amount and other factors. To learn more about any of our specific rates or how to determine precisely how much you’ll be paying on one of our auto loans, contact our team of loan experts today.

1. Advertised payments are based on a loan term of 48 months at a rate of 1.99% Annual Percentage Rate. Rates and terms may vary depending on credit qualifications, direct deposit, and auto pay from a DMCU Checking or Savings account. Rates and terms are subject to change without notice. Monthly payment example per $1,000 borrowed for 48 monthly payments is $10.42, $20.78 and $15.60 respectively. Prices displayed are examples based on average costs. Actual values may vary depending on season and location. All loans subject to approval. APR = Annual Percentage Rate. APR varies based on model year, term, and credit score. Federally Insured by NCUA. Equal Housing Lender.

Model YearRATE SPECIAL: APR as low as*Term / Minimum Balance
2015 or newer1.99%48 months
2015 or newer1.99%60 months
2015 or newer2.74%72 months ($7,500 minimum)
2015 or newer3.79%84 months ($7,500 minimum)
2014 and older3.99%48 months
2014 and older4.74%60 months
2014 and older4.49%72 months ($7,500 minimum)

Not low enough? We can Flex that.

With Flex Auto Loans, we can get your monthly payment low -- Like real low. Sell, trade, refinance your credit union auto loan, or just walk away when the term ends. Get a Flex Loan today. No limbo stick required.

Two credit union auto loan recipients

What Our Members Are Saying

I’ve been a member since last November and the credit union has showed me nothing but love from day one. Helped me get my credit back on track and now I have a credit score in the 600’s when I didn’t have a score before.

Robert W. – March 17, 2018

Join the neighborhood today!

Come on over and share the wealth with thousands of other members through rewards, low rates, and making financing a breeze.

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