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Even lower payments on auto loans.

Really. We're serious.

DMCU's 1% Cash Back Special!

DMCU's 1% cash back promotion is back! From Now- August 31 you can earn 1% cash back when you finance a new car, used car, motorcycle, boat or camper or refinance your current vehicle loan from another financial institution with DMCU!*

*Subject to approval. Minimum loan amount to qualify for cash back is $10,000. Money will be deposited into a DMCU savings account. Loans currently financed by DMCU are excluded from this offer. Maximum cash back is $500. Excludes rate genius loans and indirect dealership loans. Offer ends 8/31/2024. Offer not available on loans closed before 7/1/2024.

Low APR credit union auto loans.

More cash for you.

If you’re in the market for a new vehicle of any kind, there have been few times as good as this one to make your purchase. One key reason for this: The fantastic auto loan rates available today here with us at DMCU.

Contact our team if you’re looking to learn more about our fantastic auto loans or the experts who will be helping you through the application process.

Let's Talk Payment

Our standard credit union auto loans are excellent for any tight budget. Here are some of the thresholds you can expect to see for various loan amounts:

As low as


on a $10,000 loan1

As low as


on a $15,000 loan1

As low as


on a $20,000 loan1

We also have a handy tool that helps you calculate your expected payment based on the loan amount and other factors. To learn more about any of our specific rates or how to determine precisely how much you’ll be paying on one of our auto loans, contact our team of loan experts today.

1. Advertised payments are based on a loan term of 48 months at a rate of 6.40% Annual Percentage Rate. Rates and terms may vary depending on credit qualifications, direct deposit, and auto pay from a DMCU Checking or Savings account. Rates and terms are subject to change without notice. Monthly payment example per $1,000 borrowed for 48 monthly payments is $23.81, $23.81 and $23.81 respectively. Prices displayed are examples based on average costs. Actual values may vary depending on season and location. All loans subject to approval. APR = Annual Percentage Rate. APR varies based on model year, term, and credit score. Federally Insured by NCUA. Equal Housing Lender.

Model YearAPR as low as*Term / Minimum Balance
2019 and newer6.50%36 months
2019 and newer6.70%48 months
2019 and newer6.75%60 months
2019 and newer7.00%75 months ($7,500 minimum)
2019 and newer7.50%84 months ($7,500 minimum)
2018 and older7.50%36 months
2018 and older7.70%48 months
2018 and older7.50%60 months
2018 and older7.75%75 months ($7,500 minimum)

Two credit union auto loan recipients

What Our Members Are Saying

I’ve been a member since last November and the credit union has showed me nothing but love from day one. Helped me get my credit back on track and now I have a credit score in the 600’s when I didn’t have a score before.

Robert W. – March 17, 2018

Join the neighborhood today!

Come on over and share the wealth with thousands of other members through rewards, low rates, and making financing a breeze.

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