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Invest in your future.

Credit Union Student Loans

Make the smart choice with The Smart Option Student Loan® for DMCU by Sallie Mae® today. Fund the next step in your career with great repayment options and interest rates that are no-brainers. This credit union student loan program’s interest rates are perfect for borrowers or co-signers with good credit. Use this loan to supplement your scholarships and federal loans while enjoying these benefits:

  • Many repayment options with competitive fixed and variable interest rates
  • No origination fee and no prepayment penalty
  • Benefits and interest rate reductions are available
  • 100% US-based Student Loan Specialists

Understanding Eligibility

While eligibility requirements will vary between situations, there are a few standard factors that tend to be required. Both undergraduate students and graduate students are eligible, though must often meet varying credit thresholds based on the loans offered – if your credit score is on the lower end, our team will work with you on basic methods to improve it before obtaining a loan.

Borrowing Power

This is another factor that will vary somewhat significantly between individuals – the amount you qualify to borrow for a student loan will depend in some part on your credit, credit history and related factors.

If you’re unsure of several of the important factors that may determine how much you can borrow, speak to our team of dedicated student loan officers. We’re experts in the field and can help with basic estimates and other forms of assistance at your convenience.

Consolidating or Refinancing Student Loans

At DMCU, we aren’t only here to offer new student loans – we’ll also assist those with existing loans. Through programs like consolidation loans or refinancing student loans to more preferable terms, we offer several avenues to make your payments more manageable if you’re having trouble. In other situations, our clients may be looking to refinance in order to assist with some other debt or financing need in their lives, where having a more reasonable student loan payment would allow them more flexibility.

Rates and Programs

Are you interested in learning about our specific student loan rates and the best deals available for your situation? Contact our team of loan experts today for more information.

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