DMCU's Main Branch in Detroit will close at 4:00 pm on Wednesday, December 7. We will reopen with regular business hours on Thursday, December 8.

Easy-peasy checking.

Open a Credit Union Checking Account

A DMCU checking account makes checking easy. That means no minimum balance to open the account, plus interest dividends. In addition to these features, you will enjoy:

And of course, the above only refers to the specific features you receive when you open a DMCU checking account – all of which are backed by our fantastic commitment and dedication to customer service. Having an issue with a money transfer or a recurring payment to or from your checking account? We’re here to help. Looking to improve your fraud prevention or other security themes for your accounts and finances? We’ve assisted numerous clients in this area, plus many others.

For any of your checking account, interest dividend or other questions, contact the DMCU team today.

DMCU’s routing & transit number is 272078297

Free Checking
Free Checking

At DMCU, we don’t believe in charging our members just to use their own money. That’s why traditional checking is always free, no matter your balance. There is no minimum balance required to open the account, and you won’t see charges hitting your account for dropping below a certain threshold – ever. We also offer free check copies through It’s Me 247, plus free eStatements to all our clients.


We believe in giving back. Receive $10 deposited to your checking account and refunds on up to $25 of ATM fees just for opening a checking account. Not only do we charge you no exorbitant fees for our checking account services, we even pay you over time to bank with us. What could be better than that?

Checking Services
Checking Services

When you open a checking account at DMCU, you will get so much more than just a way to pay your bills. Our online banking program is robust and easy to access for free at any time, and our team is here to assist you with everything from obtaining a MasterCard debit or ATM card to managing your account and much more. We provide simple transfers to and from your new credit union checking account, making it easy to open or close an account in coordination with others you maintain.

Join the neighborhood today!

Come on over and share the wealth with thousands of other members through rewards, low rates, and making financing a breeze.

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