Opening a Certificate of Deposit is simple. All it takes is an initial minimum deposit of $200,and our CDs are available in 6, 10, 12, 13, 24, 36, and 60 month terms. CDs are easy, secure, and net a higher return when you invest for a longer term. Our CDs are insured up to $250,000 for added security. You can open your CD today online, mobile, visiting one of our branches ,or over the phone with a Member Service Representative at (313) 568-5000.