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Correcting Bad Detroit Money Habits: Savings and Expenses

In part one of this two-part blog series, we went over some of the top ways to go about correcting bad money management tips you may be holding onto. Changing just a few simple habits may have more of an impact than you had ever imagined on your overall finances, especially if you’re looking to increase … Continued

Correcting Bad Money Habits: Tracking Spending, Food Waste

At Diversified Members Credit Union, we’re proud to serve clients in a huge variety of ways. While many of our clients are in need of assistance with specific programs like auto and home loans or various account types, others are looking for more general assistance with their finances — and a good example of this … Continued

Avoiding Financial Scams: Tactics to Observe

In part one of this two-part blog series, we went over some of the possible signs that might indicate someone is trying to scam you financially. From pressuring you to act quickly to using intimidating or similar tactics, there are several approaches scammers might take with their potential victims — and knowing about these in … Continued

Avoiding Financial Scams: Possible Signs to Be Aware Of

There are a few areas to protect yourself from with regard to your finances, and one of these is looking out for any potential financial scams. Sadly, scammers will try to take advantage of unsuspecting citizens in several ways, whether it’s imitating legitimate financial advisors or a few other methods that might be attempted. At … Continued

Clawson Credit Terminology: Utilization, Cosigner, Interest

In part one of this two-part blog series, we went over some basics on the most important terms you should know about credit. Credit is one of the single most vital areas of your financial profile, whether personal or business-related, and knowing some of its basic ins and outs can pay dividends down the line. At … Continued

Credit Terminology: Credit Score, Inquiries, APR

Within the personal financial world, few concepts are more important than credit. From obtaining loans of various types to opening up a new credit card or line of credit, there are numerous reasons why credit is an important topic — and a few basic terms you should be aware of if you’re utilizing credit in … Continued

Tips for Building Credit Beyond Your Card

When the term “credit” is discussed, it’s natural for many people to think of a physical credit card first. And while this is absolutely one of the primary ways credit is built and maintained over time, it’s important to realize that there are other methods of building and maintaining credit, and attention to these is … Continued

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